Bilt 2.0 pre-order launches with three credit cards — with fees ranging from $0 to $495 — and the option to earn rewards on mortgage payments.

Bilt has officially launched its Bilt 2.0 credit card lineup with three new products: the , and . These cards follow in the footsteps of the original which changed the game when it launched with the ability to earn credit card rewards on rent payments with no transaction fees.

Last year my two main credit cards earned me over $1,380 in rewards and cash back. Here's the breakdown and how to build your own winning set-up for 2026.

Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New cardholders receive a 0% intro APR for 15 months from account opening on purchases and balance transfers.

The U.S. Bank Shopper Cash Rewards® Visa Signature® Card is a top card for Walmart and Target purchases. Each quarter, you can earn 6% cash back on two retailers of your choosing (up to $1,500 in combined purchases), which can include Walmart and Target.

Mercury reports most business credit card rewards are not taxable, treated as rebates, but bonuses not tied to spending may incur taxes.

Bilt 2.0 credit cards offer 10% APR for first year and a new rewards system where everyday spending unlocks points on rent payments, according to CEO Ankur Jain.

The rewards platform centered on housing payments, has launched Bilt Card 2.0—a suite of three new credit cards.