WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Perhaps no financial product better illustrates the concept of tradeoffs than the certificate of deposit (CD): You typically receive a higher yield than you can find on a normal savings account, but ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Investors in bank certificates of deposit can get a better return by choosing a long-term CDs and paying an early-withdrawal penalty, instead of picking a short-term CD. The strategy may be relevant ...