Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

How much credit card debt is too much? A woman cutting one of her credit cards in half. There isn’t a specific amount of credit card debt that’s considered too much. Instead, it depends on your ...

The average American household has over $6,000 in credit card debt, which can be a challenging amount to manage. If you're just making minimum payments, expect to stay in credit card debt for ...

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Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Credit card debt has become a pervasive financial challenge ...

Home equity loans and home equity lines of credit (HELOCs) have lower interest rates than credit cards. That can lead some homeowners to use them to pay down large credit card bills. But this method ...