Today’s CD rates for January 20, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

CD Rates Today: January 15, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Best CD Rates Today, Jan. 21, 2026: Only a Few Top APYs Still Standing

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Best CD Rates Today, Jan. 16, 2026: Up to 4.27% APY Still on the Table -- Barely

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.

$20,000 CD vs. $20,000 high-yield savings account: Here's which can earn more in 2026

The interest-earning potential with either account is significant now, but only one will guarantee those returns.

What's a good long-term CD account interest rate in 2026?

CD account interest rates remain competitive at the start of 2026. Here's what a good long-term CD account rate is now.
MarketWatch

Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...