On the surface, money-market accounts seem like the best of both worlds - higher rates than savings and the freedom to grab your cash when life happens. But here's where things get interesting.

Savers with accounts like 401(k)s and I.R.A.s are required to make withdrawals starting at a certain age. Here’s how to handle that during an unpredictable stock market. By Martha C. White Shelby ...

For most people, the 4% rule sounds simple enough in that if you retire with $1 million, you can withdraw $40,000 in year one and adjust for inflation annually, and if you do everything right, your ...