J.P. Morgan Reserve Card, also known as the Palladium Card, is crafted from actual palladium and gold. MasterCard and Visa also offer black cards, each with their own set of perks and requirements.

She also talks about her path to CEO of Chase Cards after nearly 25 years at JPMorgan Chase ... Are they at the high-end like Sapphire Reserve, or are they on the more everyday products?