A Snapshot of Consumer Debt Credit card debt in the United States was over $1.2 trillion in late 2025. The average person ...

These days the majority of transactions in the United States are done via credit card, and 85 percent of all American households have at least one card. Their use is common all across the income ...

Credit card late fees which totaled $12 billion in 2020 disproportionately hurt low- and moderate-income card holders, many of whom are African Americans, according to a report by the Consumer ...

Surging prices are hitting consumers hard. More consumers are turning to debt to stay afloat. Red flags are emerging for some households. Everyone's running faster to try to keep pace with the hottest ...

The Biden administration will make it easier for low-income immigrants to become permanent U.S. residents through a new regulation in December that will mark a dramatic shift from strict Trump-era ...

Consumer borrowing is surging as inflation hovers near 40-year highs and Americans resume pre-pandemic activities like traveling and dining out. A growing share of those cash-strapped households are ...

Oakland is once again handing out pre-loaded debit cards to low-income residents and workers to help cover the costs of public transportation. Following on the success of the 2021-22 Universal Basic ...

After a 2021 pilot program showed potential benefits of “universal basic mobility” in Oakland, the city has doubled down on incentives for public transit. A thousand residents of West Oakland will be ...