Among questions for mortgage lenders, this one is important. The two basic types of mortgages are fixed and variable rate. A ...

Learn how Regulation C enforces annual loan data disclosure by lenders to ensure community transparency and detect ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...

Buying a home is one of the largest financial moves most people ever make, and unless you have enough cash to purchase a ...

Your mortgage loan estimate will outline the terms and conditions of a lender's approximate offer. You should evaluate your mortgage loan estimate with an eye on affordability. You can get estimates ...

Even a single 30-day late payment can drop your credit score by 50 to 100 points. Late payment marks stay on your credit ...

According to Freddie Mac’s weekly rate survey, the rate on a 30-year fixed-rate mortgage averaged 6.21% for the week ending ...

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Today's average mortgage rate on a 30-year fixed-rate mortgage is 6.26%, down slightly from 6.33% the previous week, ...

Data shows mortgage fraud is increasing, so it is important to know what is considered to be mortgage fraud and how to avoid common schemes and scams.

Earlier this year, the Department of Justice sued City National Bank in Los Angeles for an alleged pattern of unlawful redlining, which the DOJ defined as "when lenders deny or discourage applications ...

If you’re in the market for a home loan but are worried about qualifying for a traditional mortgage, a portfolio loan mortgage is another option. These loans are owned by the lender and not held to ...