Manistee County will switch to a self-funded health insurance plan Oct. 1, a move expected to save $85,000 and hold employee ...
A new study from the Employee Benefit Research Institute (EBRI) finds the percentage of all private-sector establishments offering at least one self-insured health plan has recently fallen--however ...
With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...
Setting clear expectations and equipping health plan members with usable information will build trust and eliminate employee ...
Aetna, part of CVS Health, has rolled out SimplePay Health, an alternative health plan that aims to simplify the member experience. The plan, for self-insured clients, is intended to further reduce ...
Many employers are wobbling under the burden of rising health insurance costs. And things are about to get much worse. The cost of employer-sponsored coverage is set to rise by more than 9% in 2026, ...
At a time when the average cost of a family health plan is nearly $27,000, many companies are seeking ways to get rising health insurance costs under control. The rampant increase in premiums has ...
In the face of growing health care costs, many employers have turned to self-insured plans, where they assume the financial risks on the chance that they might save some money. And it’s a popular ...
The landscape of employer-sponsored healthcare is rapidly evolving, with rising costs (registration required) driving the need for innovative funding alternatives. As a group health plan consultant ...
Blue Cross, like other insurance companies, also offers products that have significantly lower premiums, but they come with extremely high deductibles between $1,500 and $2,250 per person that make ...
In 2011, roughly 58.5 percent of workers with health coverage were in private sector self-insured health plans — a significant jump from 40.9 percent in 1998, according to a study from the Employee ...
Self-insured health insurance means the employer pays employees' health claims with their own money. Self-insured health plans are regulated at the federal level under ERISA, not by state laws. Most ...