Today’s best interest rates on CDs (certificates of deposit) are as high as 4.94%. Rates vary by term and often fluctuate, ...

CD rates are still paying stellar rates in 2025. Discover why you should lock your money in now, especially if you're on the ...

If you're boosting your emergency fund or saving for a short-term goal, a certificate of deposit ladder, or CD ladder, may help you capture higher yields amid interest rate uncertainty. Stream Los ...

Learn how building a CD ladder can help you lock in a high APY for years, even with interest rates on the decline.

The best CD rates today still offer up to 5.11% APY even after the Fed cut rates. Consider acting now before the next rate ...

Things might be changing soon for savers. Kiplinger Investing for Income editor Jeffrey Kosnett recently said: "You might be wise to lock in Treasury-bill and CD ladders sooner rather than later." The ...

High-yield savings rates are falling fast. Here's why I'm moving cash into CDs to lock in 4.00%+ returns before the next Fed ...

In the month surrounding the Fed's recent rate cut, average high-yield CD rates dropped across all terms, with six-month CD ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

There’s no universal “right” answer for what to do with $50K — rather, the best options depend on your debts, budget and long ...