Building a solid credit score is an excellent way to find financial flexibility, and steps like a secured credit card or a ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Equifax Inc. ( EFX) Goldman Sachs 2025 U.S. Financial Services Conference December 9, 2025 10:00 AM EST All right. Good morning, and welcome. I'm very pleased to be joined by John Gamble, CFO; and ...

With first-time homebuyers dropping to a record low this year and the average new buyer now reaching 40 years old, experts ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

“The reality is you actually have many credit scores, and buy now, pay later is going to be included in FICO10 and FICO10T, ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Nearly half of Americans may be unprepared for a major credit report update. Learn what’s changing and how to protect your ...

US household debt remains stable but the reasons behind it vary. HELOC balances have increased, while debt patterns differ by credit score and generation.

The Way Your Credit Score Is Calculated Is About To Change - And As Many As 91.5 Million Americans Will Be Impacted. Why Some Might Need To Worry. > If you've been enjoying the freedom of Buy Now, Pay ...

Bill Pulte declared by tweet that homebuying costs would be lower if FICO had competition—a move that instead risks pushing ...