At 28, I still lived at home and couldn't save for a down payment or for rent. I figured starting my own business in Thailand was a better option.

Even after three hernia surgeries, he's still on the job.

The interior designer, 61, admitted that he only has enough money to last 20 years and quipped that he needed to 'die by at 81' or would end up in 'Jane Austen penury'.

A new generation of money-minded parents is urging young people who want to start families to map a path to early financial independence so they can prioritize their families.

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