The home equity borrowing climate changed in 2025. Here are three smart moves borrowers should consider for 2026.

Fed rate cuts have helped cut home equity loan costs. Here's how much a $90,000 home equity loan costs monthly now.

Is borrowing against your home equity to pay off your mortgage possible, and does it make sense? Here's what you need to know before taking out a home equity loan.

Refinancing a mortgage because interest rates have dropped can cut monthly payments and build home equity faster. Here’s how ...

Monthly payments on a $50,000 home equity line of credit are not one-size-fits-all, and the way they are calculated can ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

Discover the benefits and risks of using a home equity loan to pay off your mortgage. Explore strategies to lower payments and manage potential pitfalls.

For the everyday homebuyer, balloon mortgages are a relic of the past — and for good reason. This type of mortgage was widely used in the lead-up to the 2008 financial ...

With interest rates dropping, a home equity loan of this size is cheaper than it's been in much of the recent past.

I don't like the idea of borrowing so much, but my rent is always going up and I just want to be in a place of my own.

Paying your mortgage on time is good for your financial health in many different ways, including helping you build equity in your home and improving your credit score. Here’s an overview of the ...

College is more expensive than ever, especially with federal cuts to student loan options. If you own your home, you may be considering using your home equity to fund your child's education. Instead ...