Refinance rate forecast for 2025 Most housing forecasts still call for a modest decline in mortgage rates by the end of the year, with average 30-year fixed rates potentially edging below 6.5%.

Today's average mortgage rates on June 06, 2025, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US.

Although mortgage rates fell slightly, they remained within the narrow band they've been in all year. The week's average was 6.85% for a 30-year loan.

Although mortgage rates fell slightly, they remained within the narrow band they've been in all year. The week's average was 6.85% for a 30-year loan.

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