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The average two-year fixed-rate mortgage has fallen below 5pc for the first time since Liz Truss’s 2022 mini-Budget, figures show.

A year ago, the popular mortgage product averaged less than half of that at 2.88%. The 15-year, fixed-rate mortgage averaged 5.44%, versus 5.21% last week. Last year at this time, it averaged 2.15%.

Many renters and homeowners with high mortgage rates have been waiting for lower rates so they can either buy a home or ...

Last week we saw an actual decline in inventory week to week, which is rare for this time of year compared to recent years.

Moneyfacts UK Mortgage Trends Treasury Report data reveals the overall choice of mortgages fell month-on-month, as shelf-life ...

Moneyfactscompare.co.uk, which released the figures, described the dip on Wednesday as a ‘symbolic turning point’.