Early forecasts called for a gradual decline in mortgage rates (potentially reaching 6% by the end of 2025), but concerns over a potential recession and uncertain trade policies h

Mortgage rates are up, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.97%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.

After jumping to a one-year high less than two weeks ago, 30-year mortgage rates have fallen five of the last seven days and are now down to early-May levels.