When you amortize a loan, you figuratively “kill it off” by paying it down in installments, an idea reflected in the etymology of amortize.

Oct 17, 2025 · Amortization is the regular, fixed reduction in value of something over time. In finance, amortization commonly comes up in 2 main ways: with debt and with assets. With debt, you might …

Aug 21, 2025 · Learn about amortized loans, including their definition, payment schedules, types, and how to calculate them, with real-world examples to help guide your financial decisions.

This amortization calculator returns monthly payment amounts as well as displays a schedule, graph, and pie chart breakdown of an amortized loan.

AMORTIZE meaning: 1. to reduce a debt or cost by paying small regular amounts: 2. to take a cost, for example the…. Learn more.

Aug 7, 2025 · In financial accounting, amortization is the practice of spreading the cost of an intangible asset over its useful life -- things like patents, franchise agreements, costs of issuing bonds, and...

AMORTIZE definition: See examples of amortize used in a sentence.

An amortized loan is a type of loan where you repay the principal (the amount borrowed) and interest (the cost of borrowing) in regular, equal payments over a specified period of time.

In accounting, amortization is conceptually similar to the depreciation of a plant asset or the depletion of a natural resource. Perhaps the most common example of the term amortization is the amortization …

The adjustment to amortized cost is offset with a charge or credit to interest income.