Nov 6, 2025 · Uninsured/underinsured motorist coverage (UM/UIM) is a coverage that covers your injuries and damages when the at-fault driver has no insurance or not enough insurance.

Underinsured motorist coverage, which is usually offered alongside uninsured motorist coverage, protects you if you're hit by a driver who doesn't have enough coverage to pay for the damages or …

Jun 4, 2025 · Learn how Uninsured and Underinsured Motorist (UM/UIM) coverage protects you when other drivers can’t. Find out what it covers, why it matters, and how to make sure you're protected.

Oct 2, 2025 · Uninsured motorist (UM) and underinsured motorist (UIM) insurance will cover your medical expenses and vehicle repair costs up to predetermined limits. The two types of uninsured …

Oct 13, 2025 · Underinsured motorist (UIM) insurance is separate coverage but sometimes is packaged with UM. UIM pays for medical bills and other expenses for you and your passengers if you’re in a car...

Uninsured/underinsured motorist (UM/UIM) coverage is mandatory in many states—like Connecticut, Illinois, and Maryland—to protect drivers from costs associated with accidents involving drivers with …

Aug 11, 2025 · If you’re hit by a driver without insurance, uninsured motorist coverage can step in to protect you. If you’re hit by someone whose policy limits aren’t high enough to cover your losses, …

The UIM F1H2O World Championship is the world’s foremost international series of single-seater inshore circuit powerboat racing. Highly competitive, intensely challenging, risky and entertaining, …

Apr 18, 2025 · Learn if using your UM/UIM coverage raises insurance premiums after not-at-fault accidents. Understand state laws, key factors, and expert advice.

What is underinsured motorist coverage? Underinsured motorist coverage (often called UIM) is coverage for the gap between what the at-fault driver’s insurance will pay and what an accident …