How to get financially free — Part 2 If you want to become financially free, here are four more numbers you need to know. Number one, take your annual income and multiply it by 25. That’s a rough target for how much you need invested to potentially replace your income using a 4% withdrawal rate. Number two, take your current savings and divide it by your annual expenses. That’s roughly how many years of your current lifestyle your savings could cover without another pay cheque. Number three, tak

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Vice President JD Vance says 870,000 borrowers have been flagged as having a high likelihood of committing fraud and are barred from applying for future federal loans. He tells CBS News’ @NicoleSganga that borrowers can challenge the designation if they believe they were wrongly flagged. “We're sending out letters in order to notify people that they're suspected of fraud. We encourage people to respond to those letters because obviously we don't want to make mistakes,” Vance said. “We don't want

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