Did you know an FHA "inspection" isn't really an inspection? I hear this mistake all the time — and it can cost buyers thousands. Here's the deal: FHA requires an appraisal, not a full home inspection. An appraisal checks value for the lender and looks at a few safety basics like working heat, utilities, handrails, or peeling paint. But it does not check the roof, foundation, plumbing, or electrical in detail. That's why you need a full inspection by licensed professionals. General inspection, r